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How Online Loan Frauds are created

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Online Loan Fraud in India: In India, loan fraud is amongst the top banking frauds. It jumped to 90 % in FY 2019 from 55% in FY 2018. In this type of fraud, fraudsters dupe innocent people desirous of loan, by giving them false hope of providing huge amount of loan at very low rate of interest. How to save yourself from online loan frauds? Phishing:  From phishing scam, fraudsters collect details of personal or banking information of potential target. Here are some tips to protect yourself from phishing: Always pay only through secure websites starting with “https”. Never share OTP or PIN with anyone. Avoid transactions while you are on a call. Don’t click on shortened URLs or unknown links. Don’t scan un-trusted QR codes. Never pay advance fee for any online loan. Online Loan Frauds: As per records from several banks, majority of these loan frauds come from -  Fake representative or agent from reputed financial sector / Pradhan Mantri Mudra Yojna. Fake identity personal lo
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Sim Card Swapping

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So what is e-SIM fraud and how it is done. Cyber fraudsters first randomly check with bank if the mobile number is registered with them. If the mobile number it registered with the bank it shows OTP pop-up. Once the number is confirmed then the next step of laying trap begins. Criminals posing as telecom customer care executive approaches the customer for up-gradation of SIM. They deceive the user into forwarding an e-mail sent by the service provider on their registered e-mail addresses. Following which, the victims are made to fill in their details, including bank details, in a google form. That is how the criminals get access to the bank accounts of these users. The fraudsters then use an e-SIM enabled device to activate the victim’s SIM at their end. Subsequently, the user’s original SIM gets deactivated and he/she loses access to their number and apparently, the money in their bank accounts. So what is e-SIM fraud and how it is done. Cyber fraudsters first randomly check with bank
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New types of Cyber Crimes

New Cyber Crimes: Crap-flooding: Crap flooding is a form of online trolling with illogical, repetitive postings to make it difficult for other users to read relevant, useful information. The aim behind crap flooding may also include wasting the website’s bandwidth and storage space with useless text. Automated soft-wares can be employed for the purpose, which can execute the task quickly and efficiently, than manual methods.  Backscatter: It is the side effect of spam emails, worms and viruses. Consider this example: A hacker sends millions of spam emails using your email address as sender. Many of them will be addressed to non-existent email addresses, resulting in - “this example@gmail.com address is invalid” type back responses. Since, you shall be receiving thousands of similar reply, you will get overwhelmed and irritated with backscattered responses from invalid email addresses.  Griefers: A griefer is a playing character in an online game that deliberately causes annoyance or gr
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CELL PHONE HACKING CATEGORIES

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Cell Phone Lookup: How to Do a Reverse Cell Phone Lookup A Reverse Cell Phone Lookup is simply a process of finding someone’s personal details such as name, age, address and related information by using their cell phone number. At times it becomes necessary for us to start investigating on someone to know their personal details. The reason for this can be many – Some people may go for a cell phone lookup in order to locate their old friends, some to investigate the prank calls or to trace a suspicious number. There exists a lot of websites on the Internet that offer reverse cell phone search, some claim to be free while others ask you a small fee for the subscription. There also exists a few directories that provide access to both landline and cell phone numbers thereby providing an all-in-one lookup service. Since most people wish to access this information for free, they go in search of those websites which provide the reverse cell phone lookup service for free. M
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